Follow The Laws
Better Repayment Plan
We offer straightforward, speedy, and clear loan options designed to meet your short-term financial requirements. With our easy application process, you'll have fast access to funds without any hidden charges or complex documentation, making it simple to handle unforeseen expenses.
You often face sudden costs, like medical bills or car repairs, and don’t have enough savings to cover them.
Some are stuck with loans that have very high interest rates, making it hard to pay them off and get out of debt.
Traditional banks take a long time to approve loans, leaving people waiting weeks, often with lots of paperwork or rejected applications.
Personal Financing: Fast cash flow for emergencies, medical bills, or education.
Capped at 12-18% APR as per KPKT regulations.
Loan Term is 12 to 36 months.
Debt Consolidation: Combine your expensive credit card debts or multiple small loans into one single, lower-interest monthly payment.
Capped at 12-18% APR as per KPKT regulations.
Loan Term is 12 to 60 months.
Business Cash Flow: For SME owners in Selangor/KL needing bridge capital for stock or operations.
Capped at 12-18% APR as per KPKT regulations.
Loan Term is 3 to 60 months.
We offer fast approval within 30 mins of your application, provided that all required documents are submitted correctly.
You can borrow from RM5,000 - RM300,000, depending on your eligibility and financial situation.
No, we guarantee there are no hidden fees. All terms and charges are clearly presented upfront, so you know exactly what to expect.
Our loans come with competitive, low interest rates, tailored to your financial needs and profile. The specific rate will be provided once your application is assessed.
To be eligible, you must be a Malaysian citizen, 18 years and above, with a stable source of income. Additional criteria may apply depending on the loan amount.
In-Person Meetup Required
KPKT Requirements